Mortgage Plus Improvement Contest

Get the best mortgage!

Welcome to  
PURCHASE PLUS IMPROVEMENTS CONTEST
sponsored by VERICO Financial Group Inc.
You could WIN up to $5,000 *

Each month one lucky VERICO customer will win the grand prize of $5,000 to help renovate their new home purchase.
*Purchase Necessary. Residents of Quebec are excluded from this contest.

All of our mortgage clients from all over BC and Yukon can win! Whether you are buying in Port Moody, BC to Courtney, Powell River to Fort St. John or Whitehorse to Dawson City, Yukon and everywhere in between and want a mortgage plus improvements to make it your "perfect" home, this is for you! Call us, your mortgage broker and ask for more details!
Good luck to everyone on the contest! Check out our facebook page for winner announcements! https://www.facebook.com/ZANDERSmortgages


WHAT IS PURCHASE PLUS IMPROVEMENT PROGRAM?
Purchase Plus Improvement Program is for consumers looking to purchase a home that has great potential but needs renovation. This program allows you to make improvements immediately after taking possession of your new home and have the costs rolled into one easy-to-manage mortgage. The idea is that immediately renovating your home adds to its market value and the mortgage is essentially based on that new and improved value. It’s a great way to purchase a home AND ensure that the home is up to date and in good repair.


HOW DO I ENTER?
Submit a bona fide Purchase Plus Improvement mortgage application through a VERICO Broker/Agent or Franchisee. Provided your Purchase Plus Improvement mortgage application has been approved by all the appropriate parties/creditors and subsequently funded through a VERICO mortgage lender before November 12th, 2014 (“Qualifying Mortgage”), your name will be automatically entered– Limit one entry per Qualifying Mortgage.

 

THE PRIZE
The next draw dates are: October 31, 2014 and November 30, 2014.

There are six (6) monthly prizes of $5,000 each. Prizes will be awarded by a random draw at the end of the following months:
April 30th, 2014
July 31st, 2014
August 31st, 2014
September 30th, 2014
October 31st, 2014
November 30th, 2014

Prize will be awarded in the form of a cheque payable to the winner. In the event that the Qualifying Mortgage selected has more than one applicant, the prize will be divided evenly among the qualifying applicants.
This contest is available only through authorized VERICO Mortgage Brokers, Agents and Licensees.

SCROLL DOWN TO READ FULL RULES & REGULATIONS
Register for VERICO Purchase Plus Improvement Contest
Client Information
Fields marked with * are required.
Client First Name *

Client Last Name *

Client Email *

Address of Property *

Closing Date of Purchase *

Submission Agent's Information
Fields marked with * are required.
First Name *
Last Name *
Email *
Member Type *
Company *

The VERICO HOME RENOVATIONS CONTEST is open to lawful residents of Canada who have reached the age of majority in their province/territory of residence. Officers, directors, representatives and employees of Verico Financial Group Inc. (“Sponsors”), their respective parents, affiliates, mortgage brokers, agents, franchisees or subsidiaries, their advertising, promotional, publicity, production or judging agencies, and all those living in the same households are not eligible to enter. The VRC commences March 12th, 2014 and closes on November 15th, 2014 (“VHRC CLOSING DATE”).

*Purchase Necessary. Residents of Quebec are excluded from this contest.

HOW TO ENTER
Submit a bona fide Purchase Plus Improvement mortgage application through a VERICO Broker/Agent or Franchisee. Provided your Purchase Plus Improvement mortgage application has been approved by all the appropriate parties/creditors and subsequently funded through a VERICO mortgage lender before the VHRC Closing Date (“Qualifying Mortgage”), your name will be automatically entered– Limit one entry per Qualifying Purchase Plus Improvement Mortgage.

The Prize
There are six (6) monthly prizes of $5,000 each. Prizes will be awarded by a random draw at the end of the following months:

    April 30th, 2014
    July 31st, 2014
    August 31st, 2014
    September 30th, 2014
    October 31st, 2014
    November 30th, 2014

Prize will be awarded in the form of a cheque payable to the winner. In the event that the Qualifying Purchase Plus Improvement Mortgage selected has more than one applicant, the prize will be divided evenly among the qualifying applicants.

The Draw
The Prize winner will be selected in a random draw to be conducted by an independent judging organization at 8:30 a.m. P.S.T. on each of the dates indicated above from all eligible entries received.

The selected entrant will be contacted by phone or mail. The prize will be confirmed within two weeks of contact from the winner. In order to win, the selected entrant or, in the event there is more than one mortgagor associated with the selected Qualifying mortgage, one of the mortgagors associated with the selected Qualifying Mortgage who has been designated by the mortgagors, must first correctly answer without any electronic, mechanical or other assistance a time limited mathematical skill testing question to be administered by telephone or mail at a pre-arranged, mutually convenient time.

The selected Prize winner will be required to sign a standard declaration and release form (i.e., a Declaration of Eligibility and a Liability and Publicity Release) confirming compliance with the VHRC rules and acceptance of the prize as awarded, within 14 days after prize notification is sent to the address on the potential winner’s entry.

If the selected entrant can not be contacted in a timely fashion, or if for any other reason the prize cannot be awarded, another sweepstakes entry may be randomly selected and an alternate winner chosen until the prize has been awarded.

Failure of a potential winner to complete, sign and return any requested documents within such period or the return of any prize notification or prize as undeliverable may result in disqualification and selection of an alternate winner in Verico’s sole discretion.

You are not a winner until your submissions are validated. The prize will be delivered to the confirmed winner. By entering or accepting the VHRC prize, the winner accepts all the conditions, restrictions; requirements and/or regulations required by VERICO in connection with the prizes and also agree to accept delivery of the prize based on availability. By entering or accepting a prize in the VHRC, the winner agrees to be bound by the decisions of the judges and these Official Rules and Regulations and to comply with all applicable, provincial and local laws and regulations. In addition, the winner agrees to allow VERICO to use their name and/or photograph of the winner in future advertising materials with no fees to be paid to the winner for this usage.

General Information
The odds of being selected depend upon the total number of eligible entries received for the draw. Maximum one Prize per Qualifying Purchase Plus Improvement Mortgage/person. The drawing will be conducted by an independent judging organization whose decisions regarding all aspects of the sweepstakes shall be deemed final and binding in all respects. The VHRC is subject to all applicable federal, provincial, municipal and local laws, and is void where prohibited or restricted by law. VERICO and those working on our behalf will not be responsible for entries that are lost, delayed, damaged or misdirected. VERICO assumes no responsibility for lost, stolen, delayed, damaged or misdirected entries or for any failure of the website during the promotional period, for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, access providers, computer equipment, software, failure of any e-mail or entry to be received by VERICO or a VERICO Broker for any reason.

No correspondence will be entered into except with selected entrant(s) who will be notified by mail and/or telephone.

By entering the VHRC or accepting a prize, the winner consents to the use of his or her name and/or photograph in any publicity carried out by VERICO in connection with this and/or similar promotions, without compensation, unless otherwise prohibited by law. Entries are subject to verification and will be declared invalid if they are altered or tampered with in any way.

The Prize winners agrees to release and hold harmless VERICO , their respective franchises and mortgage brokers, their parents, affiliates and subsidiaries, and each of their directors, officers, employees, agents, successors and assigns, from any damage, injury, death, loss or other liability that may arise from winner’s participation in the VHRC or the awarding, acceptance, use or misuse of any prize.

This contest is available only through authorized VERICO Mortgage Brokers, Agents and Licensees.
* I agree to the above contest rules & regulations.

 

 

 

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