BUILDER’S MORTGAGE
BUYING YOUR FIRST HOME/FIRST TIME HOME BUYER
COMMERCIAL MORTGAGES
DEBT CONSOLIDATION
ENERGY EFFICIENT HOMES
EQUITY TAKEOUT
MORTGAGE FOR HOME PURCHASE
MORTGAGES FOR SELF EMPLOYED
REFINANCE YOUR EXISTING MORTGAGE
RENEWING YOUR MORTGAGE
REPAIRING YOUR CREDIT
VACATION OR SECOND HOMES
YUKON GOVERNMENT RELOCATION MORTGAGE
If you are ready to close on your next home, be it in Port Moody, Maple Ridge, Squamish, Abbotsford to Fort St. John, BC to Whitehorse, Dawson City, Yukon or anywhere in BC or the Yukon Territory, let us arrange the mortgage financing on your behalf. With access to over 52 lenders we will ensure that you receive the best rate and mortgage option for the product of your choice, usually within a short turnaround time! We offer sound advise and will answer any questions or concerns you may have.
Mortgage brokers are an important part of buying & owning a home. At ZANDERS & Associates Mortgage Brokers Inc. we are knowledgeable brokers that can help ensure that you have the right mortgage at the best interest rate available. Canadian Financial Institutions rely on ZANDERS & Associates Mortgage Brokers Inc. to help them manage the mortgage process and ensure that each customer is fully informed of their options. ZANDERS & Associates Mortgage Brokers Inc. can also put you in touch with the professionals in BC and the Yukon Territory involved in real estate purchase transactions such as realtors, builders, lawyers, appraisers, insurers and home inspectors. Our team at ZANDERS & Associates Mortgage Brokers Inc. is a member of CAAMP, the Canadian Association of Accredited Mortgage Professionals and practices under a strict voluntary code of ethics.
Whether you’re buying a home, renewing your existing mortgage or thinking about taking out equity to renovate, invest or consolidate debts – our team at VERICO ZANDERS & Associates Mortgage Brokers Inc. can help you!
BUILDERS MORTGAGE
Are you building your dream home in Whitehorse and acting as your own general contractor? We can help by arranging the most competitive builder’s mortgage products in the marketplace with up to 3 to 5 construction draws over the construction phase of your project depending on its complexity. Call or apply online today.
BUYING YOUR FIRST HOME/FIRST TIME HOME BUYER
Are you a first-time buyer in BC or the Yukon? The residential property you are about to purchase is probably the largest single purchase and biggest investment decision you will have to make in your life. Let us help you through the confusing maze of lender options, mortgage documentation and terminology you are dealing with as you work your way through this process.
We will provide a mortgage pre-approval, which strengthens your position when negotiating the purchase price of your home and helps you know what you can afford. By doing a pre-approval, you get all your paper work done upfront so you can focus on finding the home of your dreams!
Call or apply online now, and we will get the ball rolling for you.
COMMERCIAL MORTGAGES
We have a number of both institutional and private lenders in our network that are available to fund commercial real estate projects in BC and the Yukon. Contact us for more details.
DEBT CONSOLIDATION
Have you hit a credit crunch? High interest debt on credit cards can create a lot of stress. Are you finding there is more month than money? Perhaps it’s time to review your debt situation and consolidate your high interest debt into one low manageable monthly payment. Check out our Debt Consolidator Calculator. Stop losing sleep, call or apply online now.
EQUITY TAKEOUT
If you have been living in your home, in the BC or the Yukon Territory, over the past 5 years, you have probably had your net worth increase by a substantial amount. The problem is that net worth is not very liquid.
If you are ready to renovate your home or invest in your own small business, or you need to fund your daughter’s university tuition, buy that fishing cabin at Fish Lake, your home equity can be a ready source of cash to finance your dreams. Call or apply online and we can discuss a plan to get your plans moving today.
RENEWING YOUR MORTGAGE
Is your mortgage coming up for renewal? Don’t just sign it back – let us get you a better rate than what your current institution in BC or the Yukon Territory is offering! You might be paying thousands of dollars more than necessary on your mortgage. Let us help you review your current mortgage needs and secure the best product for you. Call or apply online and we will get the best the market has to offer.
REPAIRING YOUR CREDIT
Do you have less than perfect credit, or have you declared bankruptcy? We may be able to help.
If you would like to purchase a residential property or refinance a property you already own we may be able to secure mortgage financing for you. Please note that in some circumstances a fee may be required, but if this is the case, it will be disclosed upfront and agreed to in writing prior to working on your file. Call or apply online. If you want to re-establish credit, apply for the Home Trust Secured Visa Application and the People’s Trust Secured MasterCard.
REFINANCE YOUR EXISTING MORTGAGE
Want to refinance your existing mortgage in BC or the Yukon and take advantage of lower interest rates. You might not need to wait until the end of your present mortgage term. You might actually save money by breaking it prior to the maturity date! Lower interest rates means you can be paying a lower monthly payment as well as saving on your cost to borrow. Contact us with your mortgage details for a complimentary analysis. Check out our Refinance Calculator and see the savings! Are you thinking of renovating or purchasing a major item, why not add it to your mortgage at this time and take advantage of today’s very low rates. Do you want to be sure you are getting the absolute best mortgage rate in the market today? Call or apply online.
We offer a very unique product that we can save you money on your penalty, as much as 20% less! Contact us for more details.
Have you found that perfect fishing spot and there is the dream cabin, we can help. Or perhaps you need a place for the kids to live while they are away at school? Or maybe just a warm spot in Powell River, second home? Contact us today to see how we can help you with your dream.
YUKON GOVERNMENT RELOCATION MORTGAGE
We can assist you with your relocation to BC or the Yukon Territory. We know your buying trip can be really short and time is vital. Our fast service and knowledge will be an asset to you in negotiating your new home. We can have you pre-approved for your mortgage before you leave to shop for your home in Whitehorse. We will work closing with you as your team member, here to help every step of the way!
