Mortgage Rates for all of BC & Yukon

Please call us for residential mortgage rates available throughout BC and Yukon. Areas include, Mission, Maple Ridge, Port Moody, Whitehorse, Dawson City and everywhere in between.

Note that rates vary and depends on numerous factors, such as if your mortgage is insurered or conventional, property type, mortgage type, income qualfied or not, residential or rental.

Rates change without notice and are subject to OAC by lender. Rates are not held or commited verbally.

At ZANDERS & Associates Mortgage Brokers Inc. we are mortgage brokers committed to providing expert mortgage advice and services for our clients all throughout BC and the Yukon Territory, from Maple Ridge, BC to Whitehorse to Dawson City, Yukon and everywhere in between. We can facilitate many types of mortgage transactions, including residential, rentals, second homes and rental or investment properties. We work with many lenders and business partners to save you the most money possible. We personally work with all our clients.
Conditions may apply to low lender mortgage rates. Some no frills mortgages have specifiy early payout penalties and condtions to refinance.

BANK OF CANADA SCHEDULED ANNOUNCEMENTS FOR 2025

Bank of Canada regularly schedules announcement dates.

Wednesday, January 29, 2025
Wednesday, March 12, 2025
Wednesday, April 16, 2025
Wednesday, June 4, 2025

Wednesday, July 30, 2025
Wednesday, September 17, 2025
Wednesday, October 29, 2025
Wednesday, December 10, 2025

If you have questions about how the Bank of Canada rates affect your mortgage call us to discuss 604.831.3686

ZANDERS & ASSOCIATES MORTGAGE BROKERS INC.
ZANDERS & Associates Mortgage Brokers Inc. have access to over many financial institutions plus a large variety of alternative lenders and can provide you with a wide range of options to help you get some of the lowest mortgage rates and best mortgage options. We work directly with lenders to get you the best and lowest mortgage rates for all of BC and the Yukon Territory. ZANDERS & Associates Mortgage Brokers Inc. is your BC and Yukon Mortgage Broker.

RENEWALS
If your mortgage is up for Renewal in the next 5 months, please call us to make sure you get the best deal possible on your new mortgage. We can start the process and lock in today’s mortgage rates for 120 days. You get to keep your current amortization so you can keep your payments as low as possible.

ABOUT THE RATES
The rates above represent a typical discounted rate available to a borrower with strong credit, qualifying income and assets, on conventional real estate property that meets lending value requirements. The data are for information purposes only and should not be relied upon without verification by contacting ZANDERS & Associates Mortgage Brokers Inc. E&O. Mortgage rate promotions offered from time to time are subject to lender conditions, availability and approval, and subject to change without notice. OAC. Some restrictions may apply. Some rates are not available for rate holds and must close within a limited time. Other rates are available only in certain areas. A full mortgage application must be approved by the lender within the offering time to be valid. Please contact us directly to find out what’s your best mortgage option!

Product options are available for all types of mortgages including purchases, refinance, renewals, equity take outs, debt consolidation. Mortgage types include houses, row houses, town homes, condos & mobile homes.

SOME OF OUR BC AND YUKON MORTGAGE LENDERS
Some of our BC & Yukon mortgage lenders include CHIP Home Equity Bank, TD, First National, Scotia, MCAP, Street Capital, RMG and more. Not all lenders lend in the Yukon. Chip Mortgages are not currently available in the Yukon or NWT. Some lenders only lend in certain areas. Click here for a list of additional lenders we work with.