Latest Mortgage Rates

Get the best mortgage!

Bank Rates Term OUR RATES
2.45 % Prime Rate 2.45 %
4.79 % Benchmark Rate 4.79 %
0.00 % 5 Year Closed 1.79 %
0.00 % 5 Year VRM 1.8 %

* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO

Mortgage Rates for all of BC and the Yukon Territory

These are some of the latest residential mortgage rates available throughout BC and the Yukon Territory.

Please note that rates vary and depends on numerous factors, such as if your mortgage is insurered or conventional, property type, mortgage type, income qualfied or not, residential or rental.

At ZANDERS & Associates Mortgage Brokers Inc. we are mortgage brokers committed to providing expert mortgage advice and services for our clients all throughout BC and the Yukon Territory, from Maple Ridge, BC to Whitehorse to Dawson City, Yukon and everywhere in between. We can facilitate many types of mortgage transactions, including residential, rentals, second homes and rental or investment properties. We work with many lenders and business partners to save you the most money possible. We personally work with all our clients.
Conditions may apply to low lender mortgage rates. Some no frills mortgages have specifiy early payout penalties and condtions to refinance.



December 9 Interest rate announcement


All rate announcements will be made at 10:00 (ET).


ZANDERS & Associates Mortgage Brokers Inc. have access to over 52 financial institutions plus a large variety of alternative lenders and can provide you with a wide range of options to help you get some of the lowest mortgage rates and best mortgage options. We work directly with lenders to get you the best and lowest mortgage rates for all of BC and the Yukon Territory. ZANDERS & Associates Mortgage Brokers Inc. is your BC and Yukon Mortgage Broker.


If your mortgage is up for Renewal in the next 5 months, please call us to make sure you get the best deal possible on your new mortgage. We can start the process and lock in today’s mortgage rates for 120 days. You get to keep your current amortization so you can keep your payments as low as possible.


The rates above represent a typical discounted rate available to a borrower with strong credit, qualifying income and assets, on conventional real estate property that meets lending value requirements. The data are for information purposes only and should not be relied upon without verification by contacting ZANDERS & Associates Mortgage Brokers Inc. E&O. Mortgage rate promotions offered from time to time are subject to lender conditions, availability and approval, and subject to change without notice. OAC. Some restrictions may apply. Some rates are not available for rate holds and must close within a limited time. Other rates are available only in certain areas. A full mortgage application must be approved by the lender within the offering time to be valid. Please contact us directly to find out what’s your best mortgage option!

Product options are available for all types of mortgages including purchases, refinance, renewals, equity take outs, debt consolidation. Mortgage types include houses, row houses, town homes, condos & mobile homes.


Some of our BC & Yukon mortgage lenders include CHIP Home Equity Bank, TD, First National, Scotia, MCAP, Street Capital, RMG and more. Not all lenders lend in the Yukon. Chip Mortgages are not currently available in the Yukon or NWT. Some lenders only lend in certain areas. Click here for a list of additional lenders we work with.

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